An unexpected injury-related accident could mean a trip to the emergency room. And unanticipated, uncovered, after-treatment ER bills can add up quick. Your major medical insurance will help with many of your expenses, but wouldn't you feel better knowing you'll have extra help paying some of your bills?
Group Accident Insurance pays you a lump sum cash benefit to help cover your out-of-pocket expenses so you can focus more on getting well and less on the extra expenses an accident can bring. Plan highlights include:
Answers about the plan, including eligibility, options, enrollment, customer service and more.
Who is the provider?
How can this help me?
Most families don’t budget for the costs associated with accidents. If an accident does occur, the last thing on your mind is the charges accumulating while at the emergency room.
These costs can add up fast. Most families have medical insurance that will cover a majority of the expenses. But, what about the out-of-pocket expenses, such as lost wages from being out of work or staying home to care for an injured family member? You hope that an accident never happens, but at some point you very well may take a trip to your local emergency room. If that time comes, wouldn’t it be nice to have an insurance plan that pays you a benefit regardless of any other insurance you have? This plan does just that, providing a cash benefit to cover the costs associated with unexpected covered accidents.
When can I enroll?
What if my employment status changes?
Will my rates increase as I get older or if I file a claim?
Will I have to take a medical exam to get this coverage?